Legal
Website Terms of Use
Last updated: April 2026
This website www.sentinelfinancial.co.nz (Website) is operated by Sentinel Financial NZ Limited (NZBN 9429050643103) (Sentinel Financial). Throughout the Website and these Terms, references to “we”, “us” and “our” refer to Sentinel Financial and references to “you” and “your” are to the end user of this Website.
These Terms affect your legal rights and obligations. Please read these Terms carefully before accessing or using this Website.
By accessing or using this Website, or engaging with us through it, you agree to be bound by:
- these Terms;
- our Privacy Policy; and
- any other policies or terms referenced on this Website.
If you do not agree to be bound by these Terms of Use, then you must not access or use the Website.
1. General Conditions
By agreeing to these Terms, you represent that you are at least eighteen (18) years old and you have given us your consent to allow any of your minor dependents to use this Website.
You may not use the Website for any illegal or unauthorised purpose nor may you, in the use of the Website, violate any laws in your jurisdiction (including but not limited to copyright laws).
A breach or violation of any of these Terms will result (at our discretion) in the immediate termination of your right to use this Website.
We reserve the right to refuse access to this Website to anyone, for any reason and at any time.
2. Accuracy, Completeness and Timeliness of Information
The material on this Website is provided for general information purposes only and should not be relied upon or used as the sole basis for making decisions without first consulting us in relation to the products and/or services you wish to purchase.
This Website may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only.
We reserve the right to modify the contents of this Website at any time, but we have no obligation to update any information on our Website.
3. Intellectual Property
You acknowledge that between you and us, we are the sole owner or licensee of all intellectual property rights in this Website (including its features, content and functionality). No right, title or interest in or to this Website or any content, features or functionality on this Website is transferred to you. Any use of this Website or its content not expressly permitted by these Terms constitutes a breach of these Terms, and may also violate copyright, trademark and other laws.
4. Modifications to the Website
To the extent permitted by law, we reserve the right at any time to modify or discontinue the Website (or any part or content thereof) without notice, and we shall not be liable to you or any third-party for any modification, suspension or discontinuance of the Website.
5. Services
We reserve the right, but are not obliged, to limit access to this Website to any person, geographic region or jurisdiction.
Any offer for any product and/or service made on this Website is void where the laws of that country prohibit it.
6. Cookies and Tracking Technologies
This Website uses cookies and third-party tracking technologies, including Google Analytics and Meta Pixel, to analyse website traffic, improve user experience, and support our marketing activities.
By using this Website, you consent to the use of these technologies in accordance with our Privacy Policy.
You may be able to disable cookies through your browser settings, however doing so may affect the functionality of this Website.
7. Optional Website Plug-In Tools
We may provide you with access to third party website plug-in tools which we may neither monitor nor have any control over nor input into. You acknowledge and agree that we provide access to such tools on an “as is”, “as available” and “with all faults” basis, without any warranties, representations or conditions of any kind and without any endorsement.
8. Third-Party Links
Third-party links on this Website may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials, websites or other materials, products or services.
9. User Content
If, at our request, you send certain specific submissions or without a request from us you send creative ideas, content, suggestions, proposals, plans or other materials, whether online, by email, by postal mail, or on any social media page owned by, affiliated with or administered by us (collectively, “Content”), you agree to grant us an unlimited, non-exclusive, worldwide, royalty-free, perpetual right and license to edit, reproduce, publish, modify and otherwise use your Content in connection with any advertising, publicity, promotional and marketing activities related to Sentinel Financial.
You agree that your Content will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You are solely responsible for any Content you make and their accuracy.
10. Personal Information
Your submission of personal information through this Website is governed by our Privacy Policy.
11. Security
You must take reasonable steps to ensure that any passwords or access credentials used in connection with this Website are kept secure and confidential, and that unauthorised persons do not have access to them.
You must notify Sentinel Financial immediately on becoming aware that the security of any password used in connection with this Website has, or may have become, compromised, or if an error, unauthorised transaction or discrepancy occurs in connection with your use of this Website.
12. Prohibited Uses
You are prohibited from using this Website or its content to solicit others to perform unlawful acts, violate any regulations or laws, infringe upon intellectual property rights, harass or discriminate, submit false information, upload malicious code, collect personal information of others, or spam. You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of this Website without express written permission.
13. Disclaimer of Warranties and Limitation of Liability
Your use of this Website is at your sole risk. This Website is provided on an “as available” basis. We provide no warranty that this Website and your access to this Website will be uninterrupted, timely, secure, or error-free, or that any errors on this Website will be corrected. To the maximum extent permitted by law, our directors, officers, employees, affiliates, agents, contractors and suppliers will not be liable for any injury, loss, claim or any direct, indirect, incidental, punitive, special or consequential damages of any kind.
14. Financial Advice Disclaimer
The information provided on this Website is of a general nature only and does not constitute financial advice. We have not considered your personal financial situation, objectives, or needs in providing any information on this Website.
No adviser-client relationship is created by your use of this Website or by communicating with us through it. Financial advice will only be provided where we have formally engaged with you and provided the required disclosure documentation in accordance with New Zealand law.
15. Calculators and Tools
Any calculators, tools, or estimators provided on this Website are for illustrative purposes only. Results generated are estimates and do not constitute an offer of finance, loan approval, or financial advice. Actual outcomes will depend on your individual circumstances and provider criteria.
16. Governing Law
These Terms and any separate agreements whereby we provide you with products and/or services shall be governed by and construed in accordance with the laws of New Zealand.
Contact Information
Questions about these Terms should be sent to us at brendon@sentinelfinancial.co.nz.
Sentinel Financial NZ Limited T/A Sentinel Financial. FSP1011558. Licensed Financial Advice Provider.